Wednesday, December 31, 2025

When Divorce Leaves You Holding the Tax Bag in Colorado Springs

Divorce is hard enough without a surprise tax bill tied to your ex’s choices. Many divorced taxpayers feel embarrassed, angry, and scared when the IRS or Colorado Department of Revenue comes after them for debt they did not create. Federal and state relief rules can offer a path forward, but the differences between them can add to the emotional strain.

Federal Innocent Spouse Relief

At the federal level, innocent spouse relief can remove or reduce your responsibility for additional tax, penalties, and interest when the problem comes from your spouse or ex-spouse’s errors on a joint return. The IRS looks at whether there was unreported income or false deductions, whether you knew or had reason to know, and whether it would be unfair to hold you liable, especially after separation or divorce.

Colorado’s Separate Rules

Colorado can also hold you jointly and severally liable on a joint state return, even after divorce, and state collection actions can add another layer of stress. While Colorado often follows federal determinations, it applies its own laws and procedures, which means relief at the IRS does not automatically guarantee full relief with the Colorado Department of Revenue.

How an EA and CTRC Help

An Enrolled Agent (EA) understands both IRS procedures and how federal relief interacts with Colorado rules, prepares the detailed innocent spouse request, and speaks directly to the IRS on your behalf so you are not facing every letter alone. A Certified Tax Representation Consultant (CTRC) focuses on strategy—coordinating federal and Colorado relief, addressing unfiled returns, and working to prevent liens, levies, and surprise collection actions—so instead of feeling exposed, isolated, and ashamed, clients begin to feel protected, organized, and hopeful about their future.

Don’t wait for the next terrifying letter—call today or click here and protect your paycheck, your home, and your peace in Colorado Springs.

Featured in the International Business Times, Marcelino Dodge, EA, CTRC shares how he helps taxpayers break free from IRS stress and rebuild financial confidence — read the full story now.

Learn more on The Tax Answers Advisor podcast.

525 N Cascade Ave., Suite 200
Colorado Springs, CO 80903
(719) 359-8789
success@cashtracksfinancial.com

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